In a few years, using wealth management funds to make money will become a top priority in China's financial industry. However, in 2002, almost all funds were linked to securities or to central enterprises. There were no private companies using wealth management funds to make money. Li Mu is definitely the first one.
The situation of Juncheng Real Estate is very simple and straightforward. If you have money, you will live, if you don't have money, you will die. Li Mu has no other way to get 3 billion funds to invest in it at the moment. The only thing he can do is to use the fund as a carrier to "publicly support" the people. "raise."
Most of the wealth management funds whose internal operations are opaque and cannot guarantee principal and interest at the same time are just rogues. However, businessmen like Li Mu who go all out to save money and guarantee 100% redemption of principal and interest are truly models in the financial field.
Chen Ze and Song Liang were also shocked by Li Mu's creative idea, which was like a stroke of genius. In their eyes, Li Mu used this method to raise money from society, just like the immortals in myths and legends who spread beans and became soldiers. They had superb methods. However, the immortal played with magic, and Li Mu played with money.
National bonds with an annual interest rate of 2.4% can be snapped up by the public. As long as a bank launches a 3% principal-guaranteed and interest-guaranteed product, it is estimated to be gone in the blink of an eye. Even Li Mu doubts that it will not wait until it is listed. Just the employees within the bank , family members, and friends can basically all subscribe.
Unless there are special circumstances, as long as the fund can be started, three billion will be obtained in the blink of an eye.
Lao Zhou came back from the phone call quickly. He made an appointment with an executive from one of the largest fund companies in Yanjing for Li Mu. He briefly introduced the situation on the phone. When the other party heard that Makino Technology was willing to pay the bills, there was almost no hesitation. Came here.
Half an hour later, a middle-aged man in his mid-thirties hurried over. After being introduced by Lao Zhou, his surname was Zhao and his name was Zhao Haichao. He used to be a senior executive of Huaxia Shoukang Insurance in North China. In the second millennium, the fund industry began to emerge. At that time, he and several people in the securities industry established a fund company. The domestic fund market was still immature. After two years of operation through unconventional means, the fund company Zhao Haichao was responsible for became the largest in Yanjing.
However, Zhao Haichao has never cooperated with a private company to develop similar fund products, but the reputation of Makino Technology is extremely attractive to him. In addition, there are no clear legal definitions and requirements for fund operations. The energy is still very high.
Zhao Haichao originally thought he was just here to meet Li Mu, the boss of Muye Technology, but he didn't expect that the boss of Wanying Real Estate and the great master Chen Ze were also present. Before he could figure out the specific situation of why they asked him to operate the fund, he already had it in his mind. He made up his mind: No matter what, he had to find a way to cooperate with the three of them. After reaching this cooperation, it was equivalent to opening up a personal network, which would be of endless benefit to him in the future.
Li Mu introduced the general situation to Zhao Haichao, including the projects he was running, the funds needed, and the details of the two subjects. After hearing this, Zhao Haichao's eyes almost lit up.
For him, he is engaged in the financial field, so he naturally hopes to cooperate more with people with strong backgrounds. He also hopes to help people with strong backgrounds in the fields he is good at, thereby establishing his own personal connections. However, sometimes if the other party requests Being too harsh or unrealistic will also give him a headache. He will take a lot of risks to help, and he will offend others if he doesn't help.
But the cooperation model proposed by Li Mu today not only has no risks for him, but also has a profit potential of at least more than 200 million. The most important thing is that at least two of these three people are super talented! Li Mu is simply the dominant player in the Internet field, and the relationship behind Chen Ze is even more unfathomable. Such a good project is like a pie in the sky, but Zhao Haichao feels that he is in vain if there is even the slightest hesitation in his heart. After working in the insurance and finance field for so many years, I just wanted to immediately raise my hands and agree.
After Zhao Haichao listened, he said without hesitation: "Mr. Li, I think the plan you mentioned is very feasible. If you have other questions, we can sign the contract at any time!"
Li Mu was overjoyed and asked him: "Mr. Zhao, how long will it take for the fund to go on sale after signing the contract?"
Zhao Haichao said: "As long as you promise to cover everything, our internal approval process will be very fast, and I used to work for an insurance company. As long as I approve it, the insurance company will come forward to underwrite it. As long as the insurance company underwrites it, this fund will That’s no problem at all, you can give it directly to Mr. Zhou to arrange the sale.”
Li Mu asked him: "Does this still need insurance coverage?"
Zhao Haichao smiled slightly and said truthfully: "At present, most funds are not insured by insurance companies, especially funds that do not guarantee principal or interest or even do not guarantee principal and interest. There are certain risks. However, there are two funds you want to issue. The company guarantees that it is an extremely high-quality fund, and if it is underwritten by an insurance company, the sales will be faster.”
Li Mu asked him: "Will the insurance company's coverage increase my additional expenses?"
"No." Zhao Haichao was originally deliberately trying to please and want to add icing on the cake, so why would he ask Li Mu to spend extra money at this link? He hurriedly explained: "Our company's shareholders are involved in the insurance system, and we have a very deep relationship. By cooperating with us, as long as the fund is 100% recognized by us, they will unconditionally underwrite it. In this case, your fund will definitely be very popular among consumers.”
Li Mu nodded and asked him: "How long will it take for it to be officially released?"
"A week at most." Zhao Haichao promised: "If it's quick, it'll be done in three days. Today is Sunday. In other words, if it's fastest, it's Wednesday. If it's slow, it should be done on Friday."
Li Mulian thought for a while and said, "Then you should go through the internal process first, but you must keep it strictly confidential. No relevant information can be leaked before the fund is listed."
Zhao Haichao immediately said: "Don't worry, our internal confidentiality work has always been very good."
Li Mu was relieved. This decision really needed to be kept confidential, because there was Lanke Group behind Juncheng Real Estate, and another point was that Weilan only owned 80% of the shares of Juncheng Real Estate, and the other 20% was still in another company. In the hands of a shareholder, he must first find a way to get the 20% at a low price. Otherwise, once the news is announced, other shareholders will definitely hold on to their shares and wait until three years later or after the lockdown is lifted to cash out.
At noon, Li Mu, Chen Ze and Song Liang treated Lao Zhou and Zhao Haichao to a meal together. In just one meal, Zhao Haichao had already regarded himself as a person on the Wanying ship. He knew that doing this well was the right thing to do. How big an influence he will have in the future, I am ecstatic at the same time, but at the same time nervous, for fear that something unexpected will happen to this matter.
After Lao Zhou and Zhao Haichao left, Li Mu asked Song Liang to call the lawyer to inform the lawyer to come to the company as soon as possible. At the same time, he called Wei Lan. Wei Lan was eating at home. This morning, she accompanied Li's father and Li's mother to go out and shop. With some ingredients, Li Ma cooked a meal at home at noon.
Li Mu said to her on the phone: "After you have dinner, come to Wanying Real Estate. I will ask the lawyer to come over and draft the contract. If there is no problem, we will sign the contract today."
"Really?!" Wei Lan was so surprised that she almost lost her composure at the dinner table. She hurriedly apologized to Li's parents and Li's mother. After taking her mobile phone to the yard, she suppressed the excitement in her heart and asked Li Mu: "We can sign the contract this afternoon. ?"
Li Mu smiled slightly: "As long as you have no objection to the contract, we can sign it this afternoon."
"Okay! I'll go there after dinner!"
Wei Lan was so excited that she wanted to scream with excitement in the yard!
Wei Lan was totally willing to Li Mu's proposal to acquire 80% of Juncheng Real Estate's shares for RMB 800 million. First of all, it was of great significance to her family because they did not lose everything and could still keep part of the family property; secondly, Wei Lan felt that It is clear that if Li Mu has a way to save Juncheng Real Estate, then Lanke Group's despicable attempt will fail. This is what Wei Lan wants to see the most.
Originally, Wei Lan was not 100% confident about Li Mu's proposal, because Li Mu himself said that it would take three days to confirm, but she never expected that in just one morning, Li Mu would completely settle the matter!
This also means that as long as he signs the contract in the afternoon, he will get the 800 million cash promised by Li Mu in three years. In any case, 800 million is definitely a big sum, especially for someone who has already Wei Lan and her family decided to give up everything. If they gave up Juncheng Real Estate and went to the United States, they would still have less than 100 million to realize all their liquidable assets.
After eating, Wei Lan suppressed the eagerness in her heart and helped Li Ma wash the pots, spoons and chopsticks before she hurried out and took a taxi to the address given by Li Mu. By the time she arrived, the lawyer had basically drawn up a plan. A rough contract template.
In fact, it is nothing more than making certain modifications to ordinary acquisition contracts, such as acquisition of shares, acquisition valuation, payment method, etc. The remaining terms are basically the same.
Wei Lan rushed to Wanying Real Estate, and Li Mu invited her to the conference room. He first introduced Song Liang, Chen Ze and the lawyer to her, and then directly asked the lawyer to explain and analyze the contract to her item by item.
Although the terms of the contract are complicated, the core is very simple: Wanying Real Estate decided to acquire 80% of her Juncheng shares at a valuation of 1 billion, and the purchase price will be paid in one lump sum three years later.
Wei Lan took a brief look at it and said simply: "There is no problem with the contract, I will sign it."
Li Mu nodded and asked the lawyer to hand him a pen. Wei Lan signed his name gracefully on it. Wei Lan's handwriting was beautiful, capable and free, not like a woman's handwriting.
Weilan carried the official seal and contract seal of Juncheng Real Estate in her bag. As soon as Kakaka stamped a few seals, she seemed to be reborn, and her whole temperament was no longer as melancholy as before.
As Wanying's legal representative and major shareholder, Song Liang shyly signed his name on the contract. Party A did not have a high degree of education and his handwriting was ugly. Compared with Party B Wei Lan's signature, it was really different. Thousands of miles.
The lawyer of Wanying Real Estate stamped Wanying's seal on the contract, and the contract officially came into effect at the legal level. At this moment, Juncheng Real Estate officially became a company controlled by Wanying Real Estate. It was also at this moment that Juncheng Real Estate's The main body of the war has changed. The attacker is still the Lanke Group, but the defender Weilan has been permanently replaced. In the eyes of Song Liang and Chen Ze, the all-powerful god-Li Mu!
Thank you everyone for your monthly votes and rewards. I am so moved that I have decided to update it three times. There will be another chapter later!
(End of chapter)