"Mr. Phyllis...", the local branch president was very embarrassed. Freezing a real-name account requires a lot of procedures. It does not mean that freezing can be done. First of all, a suitable, reasonable and legal reason is needed. For example, if the account involves black money from gang transactions, or fraud, etc., then according to the content of the reason, it needs to be issued from the local police station to the state investigation bureau level from low to high. The administrative order then needs to be reported to the head office, and only after the head office approves it can an account be frozen.
Firstly, Phyllis had no proper, reasonable and legal reasons, and secondly, he did not have any administrative order from the official department. As for what he said that the head office would approve it soon, these were all things that had no shadow. How could the branch president really listen to him? Freeze Du Lin's account? As the president of the western region branch, he has a deeper understanding of Du Lin, who has been very popular in the western region for more than half a year. He is a "social model" of Ta Ma.
Not only did it save countless slave miners from the hands of mine owners and give them freedom, but also gave them the opportunity to realize their life dreams in the empire. It has also opened up large tracts of farms and pastures in the west, giving millions of people stable job opportunities. People throughout the west are saying good things about Dulin, and few people say bad things about Dulin. Even the stubborn people in the church couldn't wait to award Dulin a medal in recognition of his good deeds for society.
Moreover, the most important thing is that Dulin has a large amount of investment in the west. Once his account is frozen, it will inevitably cause huge irreparable losses to his business.
If freezing Dulin's account is necessary, reasonable and legal, he may not be greatly affected. But once Du Lin's matter itself does not involve freezing the account but he does so, his future will be over. The Western Central Bank will also have to pay for his actions and compensate Du Lin for all the economic losses he suffered during the period of freezing his account. With Du Lin's net worth and the scale of his business, there is bound to be a loss of at least a few million, and he may be able to make tens of millions more. He will be responsible for all of this. Even if the central bank pays compensation, his fate will be I'm afraid it will also be very miserable.
He rashly froze Du Lin's account for a director who came from the head office. Is he probably kicked in the head by a donkey when he went out in the morning
Of course, in order not to offend Mr. Felice, who has some mental problems, the branch president’s statement was relatively tactful, “According to the rules and regulations promulgated by the head office, freezing an account requires a lot of procedures. I can understand your statement. I am in an urgent mood, I have a proposal..." Phyllis nodded and asked him to continue. The branch president lowered his head slightly and said, "Because you said that the head office will approve it soon, but I don't know the specific details. Inside information, so I need you to sign a confirmation of the exercise of the director’s power, confirming that you personally initiated the freezing of the account, what do you think?”
Phyllis frowned slowly. The director's power was exercised to ensure that when certain emergencies broke out, it was too late to notify the head office, or when the situation was very complicated and no effective conclusion could be drawn in a short period of time. When making a decision, the central bank directors will directly make a supporting document required for the final decision in a way that best suits the interests of the central bank at present. A written document that proves that all decisions are the opinions of a certain director and excludes the opinions of others, and uses his own decision as the final decision.
With this document, the president of the Western Branch does not need to bear any responsibility. After this document is signed, he changes from the president to an ordinary employee, and Phyllis becomes a temporary employee. Branch president with decision-making power. If Phyllis has to take responsibility in the future, it can only be borne by Phyllis alone, and no one else will be implicated. Of course, if Phyllis's decision brings great benefits, all the fruits of victory will only be borne by Phyllis. One person can enjoy it.
This move by the branch president is undoubtedly shirking responsibility. Without this written document, he will be jointly and severally liable, and even become the main responsible party under the operation of some people. But with this written document, even if Phyllis bombed the West, it had nothing to do with him.
The smaller the risk, the better, and the more people bear it, the better. Phyllis's first reaction was to refuse. He didn't want to sign this document, and he didn't want to bet his future on this action. But there is no better way to curb Du Lin's actions at this time. If he calls and reports the problem to the head office, he will first be criticized because he did not handle the matter in advance and failed to guard against competitors using it. Be wary of such dirty tricks.
Secondly, the head office definitely needs to hold a board of directors to discuss the final decision, because Du Lin is not a penniless person, he is a social celebrity and has a high reputation in society. Any flaw in any targeted behavior will bring great negative effects to the Imperial Bank.
This society is very complex, with many links connected one after another. People only see the Imperial Bank, a huge economic entity, dominating the financial markets inside and outside the empire, but they don't know that they also need to face many troubles and problems. Outside the empire, aside from the obstruction from international consortiums and the influence of indigenous forces, within the empire we also have to face the competition from the Southern Commercial Bank and the ever-increasing pace of the cabinet.
As one of the largest economies in the empire, it is always a major drawback that it cannot be controlled by the official hands, or that it cannot be controlled by the cabinet. Since the new party came to power, it has been trying to integrate the Imperial Bank of China into the government system. It has even proposed to establish a new "Banking and Securities Department" to supervise the banking, securities and financial industry at a high cost. The ministers and top officials of various departments are all from the Imperial Bank of China. elected from the central bank.
In other words, as long as the board of directors votes and passes, the board of directors will become the Imperial Banking and Securities Department, with a rotating minister of the banking and securities department. The other directors will become the top officials of each department, and can even directly intervene in the management of securities and other financial services. business!
For this reason, the central bank's board of directors held fourteen consecutive meetings, but in the end they were unable to get the cabinet to succeed. These bankers still maintained their independent stance.
It is very difficult to refuse the cabinet's request, so the central bank tries its best to avoid any mistakes in major decisions and prevent the cabinet from finding opportunities to get deeply involved in the management of the central bank. If Dulin's account is frozen without warning or reason, once Dulin gets into trouble, it is very likely that an employee's "mistake" will turn into a political turmoil, allowing the cabinet to find a reason to intervene in the management of the central bank. At that point, the central bank will have a lot to lose.
independent!
And autonomy!
At this time, Phyllis was also very hesitant. After hesitating for a while, he picked up the receiver. This matter was not big or small, but he still needed someone to support him from behind. "Your Excellency, Chairman, this is it." "..." The board of directors of the Reichsbank has a very simple structure, divided into three levels. The rotating chairman, as the first level, fully presides over the daily work of the Imperial Bank. The chairman is the second level, responsible for the implementation of important plans and voting. The third level is the directors. Most of the directors are bankers or investors who own certain shares. They play a connecting role, conveying the orders of the head office to the local governments and cooperating with the local governments to carry out work.
The chairman Phyllis contacted will become the rotating chairman in three years. Now that the market has picked up, many people are fawning over him.
After listening to everything Felice said, he thought about it for a while and said on the phone, "I agree with your plan. I will help you make peace with the council. Even if something happens, I will try my best to help." Hold on. But Mr. Phyllis, I took such a big risk for you, but if you can't do enough work in the west to help us realize our plan, even I will not forgive you, I understand. ?"
Phyllis nodded repeatedly, and finally hung up the phone carefully. He breathed a sigh of relief, glanced sideways at the branch president standing aside, and casually signed his name on the documents he had prepared. After he finished writing the last reply, he threw the pen on the table and said with a half-smile, "You heard and saw it. Take this document and freeze Du Lin's account."
At this time, there were no more advanced information processing technologies, so it would take a period of time to freeze the account from the beginning of the order to the actual and thorough implementation. More than an hour later, when the branch president hung up the last call, all Dulin's real-name accounts in the entire western region, including some cities in the western periphery, were completely frozen. This involved nearly 40 million yuan and some collections. In less than ten minutes after Dulin's account was frozen in the west, Dulin already knew about it.
"Impossible!" Du Lin frowned and said this in a very tough manner while holding the phone. "Is there someone who wants to get some benefits? Detain the person and go to the bank to ask."
Just now, a branch below called Du Lin and told Du Lin that one of them had signed a contract and successfully received an insurance payment of 85 yuan. A worker fell while repairing the roof and broke his tibia. He went to the hospital. A fracture fixation was performed and some medicines were prescribed for a total of eighty-five yuan. Originally, this guy didn't know who to look for to pay the insurance money. It happened that Dulin's people were buying these contracts, so he transferred the contract to Dulin's company and signed the agreement, and also got 85 yuan. Compensation payments.
According to the new contract requirements, there is an inevitable relationship between the amount of insurance compensation and the amount of treatment services used. The amount will not be paid based on the insured's demographic statement. A payment list from the hospital is required. Although it seems to be stricter than the past three-guarantee policy, people seem to feel more at ease with things that have many rules and regulations. This person got a check for eighty-five yuan in front of many people. Pay for the treatment costs for his accidental injuries.
But when he went to the bank to cash it, the bank told him that the check could not be cashed for the time being...
What’s more, the event starts on the 28th
(End of chapter)